The global cost of living in 2025 remains a tale of two worlds. Zurich, Singapore, and New York continue to dominate as the most expensive cities, with housing, groceries, and services straining budgets [1]. Meanwhile, emerging economies like Nigeria, Afghanistan, and parts of Southeast Asia offer starkly lower living costs, creating fertile ground for expats seeking affordability and quality of life [2]. For investors, this divergence presents a unique opportunity: to capitalize on real estate and passive income streams in markets where demand for housing, tourism, and remote work is surging.
The Geography of Affordability and Expat Appeal
Emerging markets have increasingly become magnets for expats, driven by low costs, digital nomad visas, and cultural vibrancy. Panama, for instance, tops expat rankings due to its relaxed lifestyle, U.S. dollar-based economy, and 6% average rental yields [3]. Colombia, despite lingering safety concerns, offers Medellín as a standout destination, where real estate prices rose 6.14% year-on-year in Q2 2025, and rental yields range from 6.33% to 10.32% [4]. Similarly, Bali’s real estate market has seen a 30% surge in transactions in 2024, with prime areas like Seminyak and Uluwatu commanding 15-20% annual returns from short-term rentals [5].
Mexico’s coastal hubs—Tulum, Playa del Carmen, and Cancun—also shine, with Tulum’s appeal as a wellness and digital nomad destination driving occupancy rates to near capacity [6]. Meanwhile, Vietnam’s Hanoi and Ho Chi Minh City are seeing apartment price surges of 22.3% and 6.5% respectively, fueled by regulatory reforms and foreign investment inflows [7]. These markets are not only affordable but also benefit from legal frameworks that ease foreign ownership, such as Vietnam’s 2024 Housing Law, which allows 30% foreign ownership per apartment building [8].
Real Estate as a Passive Income Engine
For investors, real estate in these markets offers a compelling blend of capital appreciation and rental income. In Panama, titled properties in urban and coastal areas are accessible to foreigners, with a dollarized economy reducing currency risk [9]. Colombia’s Medellín, meanwhile, has become a haven for retirees and remote workers, with properties in El Poblado fetching premium prices and yields exceeding 10% in some neighborhoods [10].
Bali’s ecosystem further simplifies passive income generation. Investors can enter the market with as little as $100,000, leveraging property management companies to handle day-to-day operations while enjoying low property taxes (0.5% of value) and high occupancy rates [11]. In Vietnam, Binh Duong’s proximity to Ho Chi Minh City and its industrial parks make it a dual-purpose investment, catering to both residential and commercial demand [12].
Navigating Risks and Regulatory Nuances
While the opportunities are vast, investors must remain vigilant. In Colombia, for example, currency depreciation and inflation adjustments temper nominal price gains [13]. Similarly, Mexico’s tropical climate demands higher maintenance costs for properties in coastal areas [14]. Legal due diligence is also critical: Vietnam’s foreign ownership caps and leasehold arrangements require careful navigation, while Panama’s restrictions on land purchases near borders must be factored into site selection [15].
The 2025 landscape underscores a shift in global living and investment patterns. As inflationary pressures and trade conflicts strain developed economies, emerging markets offer a counterbalance—both in terms of cost efficiency and growth potential. For investors, the key lies in balancing macroeconomic trends with local insights. Whether it’s Panama’s stability, Bali’s tourism-driven demand, or Vietnam’s regulatory reforms, these markets exemplify how affordability and expat-friendliness can converge to create high-quality, passive income opportunities.
Don't just visit Bali, experience it! This weekly “Bali Travel & Real Estate News” summary is your key to unlocking a richer, more informed journey.
Tune in each week and discover how to make the most of your time in paradise.
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This Week's Bali News
Australian seniors prioritise travel despite cost-of-living crisis, according to Grey Gap Year Report

We may be in a cost-of-living crisis, but older Aussies are still happy to scrimp and save to facilitate their travel dreams — even if that means spending inheritance reserved for their kids.

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From September 1, 2025, all international passengers arriving at key Indonesian airports - Soekarno-Hatta in Jakarta (CGK), Ngurah Rai in Bali (DPS), and Juanda in Surabaya (SUB) - must complete a new mandatory All Indonesia declaration card before entry.
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Passengers forced to use bottles as toilets break on Bali to Brisbane flight
Virgin is grappling with the fallout of a disaster on-board a flight from Bali to Brisbane, after all toilets malfunctioned mid-air and passengers were forced to improvise in humiliating conditions.
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Indonesia to Strengthen Its Position as Top Tourist Destination at ITB India 2025, Featuring Stunning Locations Like Bali, Raja Ampat, and Lake Toba

Indonesia is poised to make a grand statement at ITB India 2025, bringing the spirit of Wonderful Indonesia to Mumbai and beyond. As a premier destination for leisure, culture, and wellness, Indonesia continues to captivate travelers globally. This year, the Ministry of Tourism of the Republic of Indonesia aims to welcome 800,000 Indian tourists, positioning the country as one of Asia’s leading travel destinations.
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Bali’s Most Underrated Tourist Destinations Are Home To Impressive Natural Wonders

Bali’s well-trodden tourist path of Kuta, Legian, Seminyak, Canggu, and Ubud offers tourists a glimpse at the island’s culture and natural wonders.
But step just a little off the path and tourists will discover a series of underrated gems, brimming with cultural heritage just waiting to be explored.
Blog With Photos & Details Here
Indonesia protesters clash with riot police as tensions soar

Violent clashes have erupted in Indonesia between the riot police and protesters demanding the withdrawal of financial perks for lawmakers, while common people are reportedly being paid low wages.
Tensions soared across the country on Sunday after the video of a delivery rider being allegedly run over by an armoured police vehicle during a rally last week went viral, prompting anger in several cities of Southeast Asia’s biggest economy.
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Electric Shuttle Buses For Tourists In Bali’s Sanur To Become Permanent Service

Over the last month, a new electric shuttle bus service has been on trial in Bali’s beach resort of Sanur.
Following positive feedback from both tourists and community members, the shuttle service will become a permanent feature in Sanur, making it easier than ever for tourists to navigate the area.
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While active as a member of the girl group 4Minute, Heo Ga-yoon, who also pursued acting, received much love but suddenly vanished, sparking curiosity. Heo Ga-yoon's return came on the 28th of last month when she published her essay 'I became myself in the most unfamiliar sea' as a writer.
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AI browsers could leave users penniless: A prompt injection warning

Artificial Intelligence (AI) browsers are gaining traction, which means we may need to start worrying about the potential dangers of something called “prompt injection.”
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Is Bali still safe for tourists? Officials say yes despite unrest across Indonesia

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Last Weeks Bali News
Indonesia Expands Bali Immigration Patrols and Introduces New Hybrid Visa System to Curb Tourist Violations and Protect Tourism-Dependent Economy

Indonesia has stepped up enforcement in Bali by expanding immigration patrols and rolling out a new Hybrid Visa System in response to a sharp rise in tourist violations. With the island’s economy heavily reliant on tourism, authorities aim to safeguard public safety, maintain Bali’s global reputation as a safe and welcoming destination, and ensure that visitor behavior aligns with local laws. The combined measures are designed to deter overstays, unauthorized work, and visa misuse while supporting the sustainable growth of Bali’s tourism sector.

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Bali Foreign Tourists Reach 6.3 Million in 2024, Deportations on the Rise


The number of Bali foreign tourists reached 6.3 million in 2024, surpassing pre-pandemic levels and cementing the island as Indonesia’s top tourism gateway. The arrivals accounted for nearly half of Indonesia’s 13.9 million foreign visitors that year.
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Australia’s Unmatched Obsession with Bali: Discover the Secrets Behind This Affordable and Beautiful Getaway in 2025

Bali isn’t budging from its spot as Australia’s favorite overseas escape in 2025, welcoming 2.6 million Aussie visitors and proving it still owns the crown. Picture this: cheap flights, jaw-dropping scenery, and a culture that buzzes with life, all just a few hours from the east coast. Those super-short distances from Sydney, Melbourne, and Brisbane mean hopping on a budget carrier and landing in paradise is as easy as pie.
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Insights From Bali Immigration Highlight Island’s Ongoing Surveillance Of Tourists

Indonesia’s Immigration Teams have been increasing surveillance on tourists to Bali over the last six months.
With Bali Immigration teams recording an alarming spike in the number of violations in the first quarter of 2025, officials were clear that the situation needed to be brought under control.
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Bali Remains a Top Australian Travel Destination: New Study Seeks Aussie Insight
Bali, the Island of the Gods, continues to captivate Australian travellers, cementing its status as a top air travel destination.
With its sun-drenched beaches, vibrant culture, and short flight times from Australia, it’s no surprise that over 1.5 million Aussies flocked to Bali in 2024. This makes Australians the largest group of international visitors.
With its sun-drenched beaches, vibrant culture, and short flight times from Australia, it’s no surprise that over 1.5 million Aussies flocked to Bali in 2024. This makes Australians the largest group of international visitors.
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Immigration Officers Confirm Bali Tourists Must Carry Passports At All Times

Tourists in Bali are under increasing surveillance by immigration authorities.
Following a rise in the number of visa violations detected by the Indonesian Immigration Agency earlier this year, new policies are in place to keep a close eye on tourists, travellers, digital nomads, and expats across the country.
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Leaders Pledge To Improve Travel Conditions For Tourists In Bali’s Nusa Penida

Leaders in Bali’s Nusa Penida have pledged to tackle the island’s issues with traffic congestion. The tiny outlying islands have seen a sharp rise in the number of tourist visits annually, and major changes must be made if the growth is to be sustained long-term.
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Bali’s Governor Inspects Bali Airport And Calls For Improvements For Tourists


Bali’s Governor Wayan Koster has conducted a spot check at I Gusti Ngurah Rai International Airport.
The visit comes as part of an island-wide mission to improve services for tourists and ensure that security is upheld across the province.
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Monkeys At Popular Bali Temple Branded As ‘Criminal Enterprise’

The resident troop of monkeys at Uluwatu Temple has been branded as a ‘criminal enterprise’.
The wild monkeys who live at one of Bali’s most important temples have reached international fame before, and have now hit headlines in The Wall Street Journal.
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Indonesia AirAsia suddenly cancels Bali flights, stranding Aussie travellers

Indonesia AirAsia will suspend flights between Bali Denpasar and Cairns Airport from next month, the Queensland hub has confirmed.
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This Week's New Special Real Estate Deal
RETIRE IN BALI – BALI LUXURY RETIREMENT VILLAS

An extraordinary retirement haven, where your dreams of a serene and fulfilling Bali lifestyle come to life.

When it comes to retirement, choosing the right location can make all the difference. Bali’s East Coast, with its tranquil beaches, breathtaking scenery, and pure air, offers an idyllic setting for your golden years.Bali Luxury Retirement Villas Saba Bali Indonesia

Imagine starting your day with a leisurely walk on the beach, feeling the soft sand between your toes and the gentle ocean breeze on your face.
Our Bali Luxury Retirement Villas are just a short 200 meter stroll from a picturesque beach which is considered by many tourists and locals alike as one of the best beaches for families on Bali’s East Coast, inviting you to embrace the island’s natural beauty.
Safe and Family-Friendly:
Pantai Saba Beach, renowned for its safety and calm waters, is the perfect place to relax and enjoy the company of loved ones. Whether you’re swimming, sunbathing, or simply taking in the stunning views, you’ll find peace and serenity here.
Spectacular Sunrises:

Bali’s East Coast air, carried by trade winds and largely untouched by pollution, is a breath of fresh air – literally. Studies show that clean air contributes to longevity and improved health, making it a valuable asset for retirees.
Bali Oasis: Designed for Retirement Living
Returning to your private villa after a day of exploration or relaxation feels like a true homecoming.
We’ve meticulously designed these homes with the needs and desires of retirees in mind.
Solid Teak front entrance door Ensures strong security and long lasting quality with very little upkeep.
Forget about the upkeep of a large house. Our villas are thoughtfully sized to minimize maintenance, allowing you to focus on enjoying your retirement to the fullest.
Private Carport:

Open & Airy:
Refresh and Rejuvenate:
Start your day with an invigorating swim in your optional private pool.
It’s the perfect way to stay active and energized, right at your doorstep.
Enjoy year-round comfort with air conditioning in living areas and bedrooms.
Screen doors let in the refreshing ocean breeze during cooler months most of the year. Bali Luxury Retirement Villa Main Entrance with Tinted glass
Energy Efficiency:
Reflective glass windows reduce air conditioning costs, keeping your home cool and comfortable while saving you money.
High Quality Finishing:
Durable & Stylish: Granito-style tile floors offer timeless beauty and require minimal upkeep. Bali Luxury Retirement Villa Floors.
We understand that your retirement home should be a sanctuary – a place where you can relax, recharge, and enjoy the best that life has to offer.
That’s why we’ve poured our hearts into designing villas that cater to the unique needs of baby boomers.

Durable tile floors and high-quality cabinetry minimize upkeep, so you can spend your time doing what you love.
Relax, Entertain, and Savor: Your Villa’s Heart and Soul
Beyond the tranquil bedrooms and refreshing pool lies the heart of your villa – a space designed for relaxation, connection, and culinary delights.
Unwind in Style:
Sink into the plush comfort of a brand-new recliner couch, perfect for unwinding with a good book or enjoying a movie night.
Stay Connected:
Invite friends over for a cozy gathering or stretch out and savor the peaceful ambiance.
A dedicated workstation, complete with self-charging ports and ample lighting, ensures you can stay connected with loved ones, manage your finances, and pursue your online passions.

Step into your private courtyard garden, a serene oasis where you can meditate, enjoy your morning coffee, or simply bask in the beauty of nature.

The dining area, with its elegant solid teak table and seating for four, sets the stage for memorable meals with family and friends.

The well-appointed kitchen is a chef’s dream, featuring:
Ample counter space and storage.

Custom-made cabinetry adds a touch of elegance, provides even more convenience.
With affordable housekeeping services readily available, you can spend less time on chores and more time enjoying your retirement.


Custom-Designed: Every detail, from the spacious bed to the ample wardrobe space, has been carefully considered to create a luxurious and functional space.
Vanity Area: A well-lit vanity with a large mirror ensures you can prepare for your day in style.
Huge closets and wardrobes with plenty of storage space
Massive Backdrop with makeup mirror and table with plenty of natural light.


Indulge in the ultimate pampering experience in your elegant bathroom, featuring:
Dual Sinks: His and hers sinks offer convenience and add a touch of luxury.
Soaking Tub: Relax and unwind in the spacious tub, complete with a safety handle for easy access.
Relax and unwind as you enjoy your courtyard garden
Open the screen window and have fresh air come into your bathtub. How nice is that?

Open-Air Shower:

The private bathroom offers a full-size shower for added convenience.
Guest Suite: Comfort and Convenience:Bali Luxury Retirement Villa Guest Bedroom
Your guests will feel right at home in the comfortable and well-appointed guest suite.
It also has a beautiful view of the garden court which allows lots of light for the makeup mirror and the full sized dressing mirror.
With its own private bathroom and ample wardrobe space, it’s the perfect place for friends and family to stay when they visit.
Bali Luxury Retirement Villa Guest Bedroom TV Backdrop
Lovely bathroom with shower.
This guest bedroom comes equipped with a slightly smaller bathroom but still with a loveless sink and full size shower and toilet.
Security and Peace of Mind:

Experience the luxury and comfort of our thoughtfully designed Bali Luxury Retirement Villa .
Contact us today to schedule a tour and discover the perfect place to call home in Bali.
With 27 years of experience building in Bali, we have handpicked this location to provide the perfect blend of convenience, tranquility, and access to essential amenities.
The Kasih Ibu Hospital, just a 5-minute drive away, provides excellent emergency care and a range of wellness programs for baby boomers.
Kasih Ibu Hospital Saba 5 Min Drive
For more specialized needs, the brand-new Bali International Hospital, a 20-minute drive, offers world-class medical services, including anti-aging treatments and specialized care.
Bali International Hospital 20 Min Drive

Plus, affordable housekeeping services allow you to spend your time enjoying retirement, not doing chores.

Bali’s low cost of living, combined with the potential for rental income from your villa, allows you to stretch your retirement savings further and enjoy a comfortable, fulfilling lifestyle.
Don’t miss out!
Only one Villa available at this time – Discounted by 5%
Experience the benefits of a prime location in Bali. Contact us today to learn more about our Bali Luxury Retirement Villas and start planning your dream retirement.
Bali Luxury Retirement Villas present a unique opportunity. Here, your retirement dreams and financial goals can intertwine.
Affordable Luxury:
Imagine daily massages, gourmet dining, and exciting adventures, all within your reach.
Family Haven: Your loved ones will be eager to visit you in paradise. No more worrying about expensive flights for family reunions – they’ll be booking their tickets as soon as they can!
Investment Potential: Bali’s real estate market is booming, especially for properties catering to retirees. With long-term lease options and strong rental demand, your villa can generate a steady income stream, adding to your financial security.
The Numbers Make Sense:
Starting at just 4.6 Miliar IDR (for other currencies exchange rates click here), our villas are a fraction of the cost of comparable properties in many Western countries.
Secure Long Term Leases Included:
Secure Your Bali Legacy:
Forget the typical Bali lease worries. We offer you an unparalleled opportunity to own your tropical paradise for up to three generations.
Unmatched Flexibility & Control: Resell your lease, pass it on to loved ones, or simply enjoy your villa for many decades to come. The choice is entirely yours.
Prime Location, Exclusive Clientele: Nestled in a sought-after area, our villas cater to discerning individuals aged 55-75 seeking a luxurious and tranquil lifestyle.
Stand Out From the Crowd: Most Bali villas come with remaining lease terms of 20-30 years. Your exceptional long term leases is an exceptional investment, offering peace of mind and long-term value.
Interested in learning more about this unique opportunity? We prefer to discuss the details in private.
Please contact us to schedule a personalized consultation.

Estimated monthly rental incomes for similar villas at our currrent rental rates equal 20,000,000 Idr to 30 million Rupiah per month.
You don’t have to be a rocket scientist to figure out your villa can become a lucrative investment, allowing you to enjoy your retirement while building your wealth.
You may in fact want to purchase two. One for your retirement and one for strictly investment which can also be utilized from time to time to accommodate the multiple amount of children, grandchildren and friends that will want to come visit you in Bali which is currently the second most sought after destination in the world.
Live Your Dream, Grow Your Wealth:
Imagine a retirement where you can indulge in your passions, travel, and spend quality time with loved ones, all while enjoying a comfortable lifestyle and watching your investment flourish.
ONLY ONE PROPERTY AVAILABLE.
LIMITED AVAILABILITY –ACT NOW TO AVOID DISAPPOINTMENT:

We only have BLRV-A-1 available for sale at this moment.
Priced To Sell:
Discounted 5 % Until Oct 30 th. 2024.
Sales Price 4.48 Miliar
Live in the place the world is raving about!
Contact us today to learn more about this Great retirement opportunity
For English or Bahasa Indonesia call Azizah, a registered Notaris at +62 811-3864-993

“The owners of this company are the perfect combination of long-time international experience and in-depth subject-matter knowledge and relevant local expertise, networking, and the right licenses to run this business and advise their clients. The properties on offer are at prime locations with huge growth”
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