Is Your Real Estate About to Collapse Like Toronto, Vancouver & Florida Owners — Read This.

 Here’s a clean summary chart of how home prices have changed over the last ~2 years in Toronto, Vancouver, and Miami (Florida): According to Gemina AI

City / Metro	Approx. Price Change (Last ~2 Years)	Trend Summary
Vancouver, BC	↓ ~5% to ↓ ~12% (from recent peaks)	Moderate decline overall; market softened but less than Toronto.
🥇 1. Naples – Southwest Florida Median price decline: up to ~−19% year-over-year (2024–2025) from a peak.		es.

Miami, FL

↓ ~2% to ↓ ~4% (modest)

Mild softening/mostly flat; price declines are small compared with Canadian citi

Last year, while visiting Toronto, I looked at the condo prices and said to my family, “These prices can’t hold. They will collapse.”

According to AI

Toronto, ON

↓ ~15% to ↓ ~25%+ (from recent peaks)

Significant correction — prices well off peak and continuing downward pressure.

Today, we’re seeing exactly that.

The same pressure is building in Vancouver, across Florida, and in many Western cities where property values have detached from rental reality.

My Simple “Acid Test” for Real Estate Developed over 50 years of buying and selling real estate.

It’s straightforward:

Can I buy a two- or three-bedroom property and rent it for positive cash flow?

If the answer is no, the market is usually near the end of its cycle.

When investors rely solely on appreciation — not income — the risk increases dramatically. High prices, weak rental returns, rising taxes, insurance spikes, and economic uncertainty create pressure. Eventually, something gives.

So here is the question:

Should you be buying more — or should you be selling?

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A Strategic Shift for Seniors with $250,000+ in Equity

If you’re 55+ and sitting on $250,000 or more in property equity, this may be the moment to rethink your strategy.

Instead of holding overpriced real estate that produces little or negative income…

Consider repositioning into a market where:

• Properties generate positive cash flow

• Demand is rising

• Supply is tightening

• Lifestyle costs are dramatically lower

• Rental demand remains strong

That market is Bali.

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Why Bali Is Different

In Bali:

• Two- and three-bedroom villas regularly produce positive rental income

• Tourism demand continues to grow

• International lifestyle buyers are increasing

• Land supply in key areas is shrinking

• Entry prices are still accessible compared to Western cities

This combination — growing demand + limited supply + positive cash flow — is the foundation for long-term appreciation.

That is the perfect scenario.

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The Lifestyle Advantage

Brand new 2 bedroom, 2 bathroom, 200 meters from the beach with private swimming pool Only4.8 Miliar ($ 304,000 USD )

For seniors, Bali offers more than yield:

• Lower cost of living

• Warm climate year-round

• Strong expat community

• High-quality private healthcare

• Full-service villa management available

You can sell in an overheated Western market…
Unlock your equity…
Purchase a high-quality villa…
And still have capital remaining.

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The Question to Ask Yourself

Run the asset test on your current property:

• Does it produce positive cash flow?

• Are insurance and taxes rising?

• Is rental demand softening?

• Is appreciation slowing?

If the numbers don’t make sense anymore, it may be time to consider selling at strength — and repositioning into a market built on income, not speculation.

For those with $250,000+ ready to deploy, Bali is no longer just a holiday destination.

It’s a strategic wealth and lifestyle move.

Contact Me for Further Information at +62-8123814014